CarteFi
A la carte accounting for modern businesses
They make it hard to leave. We make it easy to stay.
Stop paying for bloated tiers full of features you will never use. CarteFi lets you pick exactly the modules you need -- invoicing, expenses, bank sync, reporting -- and pay only for what you use. Real double-entry accounting, no compromises.
How It Works
Get started in minutes
Pick Your Modules
Choose only the features you need. Invoicing, expenses, bank sync, reporting -- mix and match freely.
Connect Your Bank
Link your bank accounts for automatic transaction import. Categorize with smart rules that learn your patterns.
Send Your First Invoice
Create and send professional invoices in minutes. Track payments automatically with real-time status updates.
See Your Financials
Real-time P&L, balance sheet, and cash flow -- always accurate, always available. Export anything, anytime.
Build Your Plan
Pick the modules you need. Nothing more, nothing less.
Base Platform
$15/mo
The foundation: accounting, bank reconciliation, reports, dashboard
Additional Users
$6/user
Add team members with role-based access
Invoicing
$8/mo
Create, send, and get paid. Online payments included
Bills & AP
$8/mo
Track vendor bills, AP aging, 1099 management
Time Tracking
$6/mo
Timers, timesheets, billable hours. Convert time to invoices
Project Accounting
$8/mo
Job costing, profitability, budget vs. actual
Inventory
$10/mo
FIFO stock tracking, alerts, purchase orders
Plaid Bank Sync
$5/mo
Live connections to 12,000+ banks
Multi-Currency
$5/mo
160+ currencies, auto exchange rates
Reporting & Analytics
Free
P&L, balance sheet, cash flow, trial balance, custom dashboards
Data Export
Free
Export everything in CSV, JSON, or QuickBooks-compatible format
API Access
Free
Full REST API for integrations and automation
All modules included for 14 days. No credit card required.
What Will You Pay?
Build your plan. See your savings.
Accounting, bank reconciliation, reports, dashboard
$6/user/mo
Create, send, and get paid
Track vendor bills & AP aging
Timers, timesheets, billable hours
Job costing & profitability
FIFO stock tracking & alerts
Live connections to 12,000+ banks
160+ currencies, auto rates
Your CarteFi Plan
$15/month
Equivalent QuickBooks plan
Simple Start at $38/mo
You save: $23/mo ($276/year)
14 days free. All modules included. No credit card required.
How CarteFi Compares
See the difference
| Feature | CarteFi | QuickBooks | Xero | FreshBooks | Wave |
|---|---|---|---|---|---|
| Starting price | $15/mo | $38/mo | $29/mo | $19/mo | Free |
| Users included | 1 | 1 | 1 | 1 | Unlimited |
| Additional user cost | $6/user | $13/user | $5.50/user | $11/user | Free |
| Time tracking | $6/mo add-on | Essentials+ ($75) | Projects ($78) | All plans | |
| Invoicing | $8/mo add-on | All plans | All plans | All plans | |
| Bill management | $8/mo add-on | Essentials+ ($75) | All plans | ||
| Inventory | $10/mo add-on | Plus+ ($115) | All plans | ||
| Reporting | |||||
| Class/location tracking | Plus+ ($115) | Growing ($78) | |||
| Data export | |||||
| API access | Paid add-on | ||||
| Bank connections | $5/mo add-on | All plans | All plans | All plans | |
| Price increase policy | CPI + 2% cap | Unannounced | Unannounced | Unannounced | N/A |
For Accountants
Built for accounting professionals
Manage all your clients from one portal. Free for accounting professionals.
One Dashboard, All Clients
See every client's KPIs at a glance. Jump into any set of books with a single click.
Seamless Collaboration
Notes, questions, and review tools built right in. No more email chains about missing receipts.
Your Clients Save Money
Help clients cut their accounting software costs by 50-75%. You look like a hero.
Switching from QuickBooks?
They make it hard to leave. We make it easy to arrive.
Import Everything
Chart of accounts, contacts, transactions, invoices, history.
Verify It's Right
Side-by-side balance comparison to confirm accuracy.
Keep Your Data Forever
Full export anytime, in any format, on every plan.
Need help migrating? Our team walks you through it step by step.
Your Data, Protected
Security and trust
Bank-Level Encryption
AES-256 at rest, TLS 1.3 in transit.
Isolated Data
Each business gets its own secure database space.
You Own Your Data
Export everything, anytime, for free.
Secure Authentication
Powered by Auth0 with multi-factor authentication.
Frequently Asked Questions
Common questions, straight answers
They make it hard to leave. We make it easy to stay.
Start your free 14-day trial. All modules included. No credit card required.
Request AccessQuestions? Contact us at [email protected]